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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

404 Community Street

Rock Hill, SC · 1,136 sqft

$330,000

Reduced from $339,000

  • 2Beds
  • 2Baths
  • 1,136SqFt
  • 1905Year
  • 16Days on market

About this home

Elegant, fully renovated, and ideally located in the heart of Rock Hill, this stunning 2-bedroom, 2-bath home blends timeless charm with modern sophistication. Thoughtfully redesigned throughout, the home features refined finishes, an inviting layout, beautifully updated bathrooms, and a designer-inspired kitchen perfect for everyday living and entertaining.

Beyond the beautiful interior, this property offers exceptional added value and future flexibility. Seller has confirmed with the City of Rock Hill that the property allows for an approximately 400 sq ft detached garage and an approximately 600 sq ft accessory dwelling unit (ADU), creating opportunities for guest space, a home office, additional storage, or expanded living potential.

Enjoy an unbeatable location just steps from the walking trail leading to Winthrop Lake and only minutes from Winthrop University, Glencairn Garden, downtown Rock Hill, shopping, dining, parks, and local entertainment. This move-in-ready home offers a rare combination of style, location, and possibility.

Property details

Beds
2
Baths
2
SqFt
1,136
Lot
Year built
1905
Type
Single Family
Days on market
16
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,428/ month

Principal & interest
$2,043
Property tax (~1.05%)
$288
Homeowners insurance
$96
HOA dues

Down payment

$16,500 down · $313,500 financed

Income to qualify (28% rule)

~$104,091 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.