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John KurtzCharlotte · NC

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Mills River · Mills River, NC

404 High Ridge Drive

Mills River, NC · 1,648 sqft

$575,000

Reduced from $599,999

  • 3Beds
  • 2.5Baths
  • 1,648SqFt
  • 2025Year
  • 10Days on market

About this home

Brand-new construction located at 404 High Ridge Drive in desirable Mills River. This 3-bedroom, 2.5-bath home features a functional open floor plan with a spacious living area, abundant natural light, and seamless flow between kitchen, dining, and living spaces. The kitchen includes custom cabinetry, solid surface countertops, and ample prep space. Off the kitchen enjoy a covered back deck with composite decking. The primary suite offers a private bath with walk in shower, freestanding tub and generous closet space. Two additional bedrooms and a full bath provide flexibility for guests, office, or additional living needs. Additional highlights include an attached garage with durable epoxy flooring—ideal for easy maintenance and a clean, finished look. The home also offers a large unfinished storage area in basement, providing excellent potential for future expansion, workshop space, or abundant storage. Conveniently situated approximately 5–10 minutes from Asheville Regional Airport and within 20 minutes of downtown Asheville. Easy access to Pisgah National Forest, offering nearby hiking, biking, fishing, and outdoor recreation.

Property details

Beds
3
Baths
2.5
SqFt
1,648
Lot
Year built
2025
Type
Single Family
Days on market
10
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,231/ month

Principal & interest
$3,561
Property tax (~1.05%)
$503
Homeowners insurance
$167
HOA dues

Down payment

$28,750 down · $546,250 financed

Income to qualify (28% rule)

~$181,370 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.