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John KurtzCharlotte · NC

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Waynesville · Waynesville, NC

404 Red Bank Road

Waynesville, NC · 1,281 sqft

$459,000

  • 2Beds
  • 3Baths
  • 1,281SqFt
  • 1920Year
  • 1Days on market

About this home

Step into a storybook cottage retreat, thoughtfully restored while preserving its timeless charm and character. Tucked among towering trees and mature landscaping, this one-of-a-kind property is where nature, creativity, and comfort come together. Inside the main home, vintage details blend beautifully with modern updates. Warm wood floors, stone accents in the kitchen, and reclaimed doors create an inviting atmosphere full of nostalgic charm. Relax on the porch and take in beautiful views of Mt. Lyn Lowery, or wander across the road with your morning coffee to enjoy the peaceful creekside setting—perfect for meditation, reading, or simply cooling off in the shade. The detached studio offers endless possibilities for guests, creative space, or STR income potential. Featuring wood floors, a retro-inspired eat-in kitchen, clawfoot tub/shower, and incinerator toilet, it is every bit as charming and unique as the main house. A fenced side yard provides space for pets, while multiple porches invite you to slow down and savor the mountain lifestyle. Whether you are seeking a magical vacation escape, an inspiring artist retreat, or a full-time residence with guest accommodations, this enchanting property is truly unlike anything else.

Property details

Beds
2
Baths
3
SqFt
1,281
Lot
Year built
1920
Type
Single Family
Days on market
1
Style
Cottage
Heating
Ductless, Heat Pump, Propane, Other - See Remarks
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood
View
Mountain(s), Year Round

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,378/ month

Principal & interest
$2,842
Property tax (~1.05%)
$401
Homeowners insurance
$133
HOA dues

Down payment

$22,950 down · $436,050 financed

Income to qualify (28% rule)

~$144,781 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.