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John KurtzCharlotte · NC

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Banner Elk · Banner Elk, NC

404 Silver Eagle Trail

Banner Elk, NC · 4,959 sqft

$3,950,000

Reduced from $4,250,000

  • 5Beds
  • 4.5Baths
  • 4,959SqFt
  • 2025Year
  • 40Days on market

About this home

The Belvédère. Designed for the view. Built for the moment. Set high within Eagles Nest, this modern mountain retreat captures the kind of long-range, layered Blue Ridge views that rarely come available. Positioned within the community’s coveted Sunset Section, this home is oriented to take full advantage of golden hour, where the ridgelines glow and the sky settles into a nightly show that never repeats itself. At over 4,000 feet in elevation, mornings begin above the clouds and evenings transition into unobstructed sunsets stretching across state lines. Situated on approximately 1.2 acres, the home offers nearly 5,000 square feet of thoughtfully designed living space, with floor-to-ceiling glass framing the landscape from nearly every room. Natural materials including white pine ceilings, exposed beams, and stone accents bring warmth and balance to the modern architecture. The kitchen is both functional and refined, centered around a marble waterfall island, premium appliances, and a layout designed to flow seamlessly into the main living and dining spaces. The primary suite on the main level is quietly tucked away, offering a spa-like bath and uninterrupted mountain views. The lower level is built for hosting, complete with a custom bar, media and game space, and additional guest accommodations. Expansive covered decks extend the living experience outdoors, anchored by a hot tub and multiple vantage points to take in the surrounding ridgelines. Extensive landscaping, integrated lighting, and carefully placed stonework create a strong sense of arrival while maintaining a natural, elevated setting. Ownership here extends beyond the home itself. Within Eagles Nest, a private, gated mountain enclave, residents have access to a curated collection of amenities designed for a more refined outdoor lifestyle. Enjoy private access to the Elk River for world-class trout fishing, dining at Epic Chophouse, and gathering at the Sportsman’s Lodge. The community also features a private winery, miles of maintained UTV and hiking trails, a state-of-the-art fitness center, outdoor amphitheater, and even a dedicated helipad for seamless arrival and departure. This is a setting built for those who value privacy, access, and experience at a higher level. A rare opportunity to own a true view-driven property in one of the most sought-after sections of Eagles Nest.

Property details

Beds
5
Baths
4.5
SqFt
4,959
Lot
Year built
2025
Type
Single Family
Days on market
40
Garage
2
Style
Modern
Heating
Forced Air, Heat Pump, Zoned
Cooling
Central Air, Zoned
Foundation
Basement, Crawl Space
Flooring
Tile, Vinyl
View
Long Range, Mountain(s), Year Round
HOA dues
$5,050 / yr

Features

  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Wet Bar
  • Above Ground Hot Tub / Spa
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$29,492/ month

Principal & interest
$24,463
Property tax (~1.05%)
$3,456
Homeowners insurance
$1,152
HOA dues
$420

Down payment

$197,500 down · $3,752,500 financed

Income to qualify (28% rule)

~$1,263,970 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.