Banner Elk · Banner Elk, NC
404 Silver Eagle Trail
Banner Elk, NC · 4,959 sqft
$3,950,000
Reduced from $4,250,000
- 5Beds
- 4.5Baths
- 4,959SqFt
- 2025Year
- 40Days on market
About this home
The Belvédère. Designed for the view. Built for the moment. Set high within Eagles Nest, this modern mountain retreat captures the kind of long-range, layered Blue Ridge views that rarely come available. Positioned within the community’s coveted Sunset Section, this home is oriented to take full advantage of golden hour, where the ridgelines glow and the sky settles into a nightly show that never repeats itself. At over 4,000 feet in elevation, mornings begin above the clouds and evenings transition into unobstructed sunsets stretching across state lines. Situated on approximately 1.2 acres, the home offers nearly 5,000 square feet of thoughtfully designed living space, with floor-to-ceiling glass framing the landscape from nearly every room. Natural materials including white pine ceilings, exposed beams, and stone accents bring warmth and balance to the modern architecture. The kitchen is both functional and refined, centered around a marble waterfall island, premium appliances, and a layout designed to flow seamlessly into the main living and dining spaces. The primary suite on the main level is quietly tucked away, offering a spa-like bath and uninterrupted mountain views. The lower level is built for hosting, complete with a custom bar, media and game space, and additional guest accommodations. Expansive covered decks extend the living experience outdoors, anchored by a hot tub and multiple vantage points to take in the surrounding ridgelines. Extensive landscaping, integrated lighting, and carefully placed stonework create a strong sense of arrival while maintaining a natural, elevated setting. Ownership here extends beyond the home itself. Within Eagles Nest, a private, gated mountain enclave, residents have access to a curated collection of amenities designed for a more refined outdoor lifestyle. Enjoy private access to the Elk River for world-class trout fishing, dining at Epic Chophouse, and gathering at the Sportsman’s Lodge. The community also features a private winery, miles of maintained UTV and hiking trails, a state-of-the-art fitness center, outdoor amphitheater, and even a dedicated helipad for seamless arrival and departure. This is a setting built for those who value privacy, access, and experience at a higher level. A rare opportunity to own a true view-driven property in one of the most sought-after sections of Eagles Nest.
Property details
- Beds
- 5
- Baths
- 4.5
- SqFt
- 4,959
- Lot
- —
- Year built
- 2025
- Type
- Single Family
- Days on market
- 40
- Garage
- 2
- Style
- Modern
- Heating
- Forced Air, Heat Pump, Zoned
- Cooling
- Central Air, Zoned
- Foundation
- Basement, Crawl Space
- Flooring
- Tile, Vinyl
- View
- Long Range, Mountain(s), Year Round
- HOA dues
- $5,050 / yr
Features
- Breakfast Bar
- Built-in Features
- Cable Prewire
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
- Wet Bar
- Above Ground Hot Tub / Spa
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$29,492/ month
- Principal & interest
- $24,463
- Property tax (~1.05%)
- $3,456
- Homeowners insurance
- $1,152
- HOA dues
- $420
Down payment
$197,500 down · $3,752,500 financed
Income to qualify (28% rule)
~$1,263,970 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.