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John KurtzCharlotte · NC

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Lexington · Lexington, NC

405 Owens Ridge Way

Lexington, NC · 2,175 sqft

$299,000

  • 4Beds
  • 2.5Baths
  • 2,175SqFt
  • 2025Year
  • 50Days on market

About this home

The Penwell is a two-story floor plan at Owens Ridge located in Lexington, NC, It offers 4 bedrooms, 2.5 bathrooms, 2,164 sq. ft., and a 2-car garage. Upon entry, you'll find an inviting foyer leading to a flex room, powder room, and an open living area that connects seamlessly with the kitchen and breakfast area. The kitchen includes a walk-in pantry, stainless steel appliances, and a functional island perfect for cooking and entertaining. Upstairs, the primary bedroom offers a spacious walk-in closet and an en-suite bathroom with a walk-in shower, dual vanity, and water closet. Three additional bedrooms share a full bathroom. The conveniently located laundry room completes the second floor. The Penwell combines thoughtful design, spaciousness, and modern conveniences—schedule your tour today!

Property details

Beds
4
Baths
2.5
SqFt
2,175
Lot
Year built
2025
Type
Single Family
Days on market
50
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Vinyl
HOA dues
$70 / mo

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,270/ month

Principal & interest
$1,851
Property tax (~1.05%)
$261
Homeowners insurance
$87
HOA dues
$70

Down payment

$14,950 down · $284,050 financed

Income to qualify (28% rule)

~$97,312 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.