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John KurtzCharlotte · NC

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Shelby · Shelby, NC

405 Silver Birch Court

Shelby, NC · 2,012 sqft

$297,770

  • 4Beds
  • 2.5Baths
  • 2,012SqFt
  • 2026Year
  • 35Days on market

About this home

What's Special: No Rear Neighbors | 2nd Floor Laundry Room | Popular Plan. Proposed New Construction - October Completion! Built by America's Most Trusted Home Builder. Welcome to the Montreat at 405 Silver Birch Court in Fincastle Glen! This inviting two-story floor plan opens with a welcoming foyer that leads into a spacious great room, perfectly connected to the kitchen and casual dining area for effortless everyday living and entertaining. The kitchen sits at the heart of the home with convenient access to storage, a half bath, and the garage, while the front porch adds curb appeal and outdoor charm. Upstairs, the primary suite offers a relaxing retreat with a well-appointed primary bath, complemented by a versatile loft, three secondary bedrooms, a full bath, and a centrally located laundry room for added convenience. Thoughtful design and flexible living spaces make this home ideal for a variety of lifestyles. Fincastle Glen in Shelby, NC offers a connected, comfortable lifestyle in a welcoming neighborhood designed for walkability and everyday convenience. Sidewalk-lined streets encourage community connection, with Shelby Middle School located directly across the street and Uptown Shelby’s live music, local shops, cafés, and dining just a short walk or drive away. Ideally situated near I-85 and I-74, the community provides easy access to Charlotte, Charlotte Douglas International Airport, Asheville, and Greenville, SC. Daily necessities are close by with Food Lion less than half a mile away and Ingles Market and Walmart just two miles from home, while nearby outdoor destinations like Crowder’s Mountain, Lake Lure, Chimney Rock Park, and the Blue Ridge Parkway offer endless recreation. Homebuyers enjoy added peace of mind with a comprehensive home warranty, along with convenient access to James Love Elementary, Shelby Middle, Shelby High School, and Gardner-Webb University, making Fincastle Glen a place where location, lifestyle, and ease come together. Additional Highlights Include: window at primary bath. Photos are for representative purposes only. MLS#4375045

Property details

Beds
4
Baths
2.5
SqFt
2,012
Lot
Year built
2026
Type
Single Family
Days on market
35
Garage
2
Heating
Electric, Heat Pump, Zoned
Cooling
Central Air, Electric, Heat Pump, Zoned
Foundation
Slab
Flooring
Carpet, Laminate, Tile, Vinyl
HOA dues
$262 / qtr

Features

  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,278/ month

Principal & interest
$1,844
Property tax (~1.05%)
$260
Homeowners insurance
$86
HOA dues
$87

Down payment

$14,888 down · $282,881 financed

Income to qualify (28% rule)

~$97,667 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.