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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

405 W 7th Street #303

Charlotte, NC · 1,310 sqft

$450,000

  • 3Beds
  • 2Baths
  • 1,310SqFt
  • 1999Year
  • 10Days on market

About this home

Rare opportunity to own a true 3-bedroom, 2-bath flat in the heart of Uptown Charlotte in Fourth Ward. This open-concept condo offers an ideal combination of space, functionality, and urban convenience with windows on both sides of the home, filling the interior with exceptional natural light throughout the day. The spacious living area features LVP flooring, updated lighting, 9-foot ceilings, ceiling fans, and a rare natural gas fireplace—an uncommon feature in Uptown condo living. Step outside to your private balcony and enjoy city views in one of Charlotte’s most walkable locations. The kitchen is designed for both everyday living and entertaining with white cabinetry, stainless steel appliances, gas range, microwave, refrigerator, and island with generous counter space overlooking the main living area. The primary suite includes a walk-in closet and en-suite bathroom, while two additional bedrooms provide flexibility for guests, office space, or roommates. Additional features include 2” blinds throughout, concrete and steel construction for added sound insulation and durability, and a gated parking deck with assigned parking plus abundant overflow and guest parking. Residents also enjoy access to a rooftop terrace with gas grills and panoramic Uptown skyline views. Located directly across from Fourth Ward Park and the Uptown Harris Teeter, this home is just moments from restaurants, sports venues, greenways, entertainment, and everything Uptown Charlotte has to offer. Rare combination of size, layout, parking, gas utilities, and location in one of Uptown’s most desirable residential settings.

Property details

Beds
3
Baths
2
SqFt
1,310
Lot
Year built
1999
Type
Condo
Days on market
10
Garage
1
Style
Traditional
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
View
City
HOA dues
$459 / mo

Features

  • Breakfast Bar
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Elevator
  • Gas Grill
  • Lawn Maintenance
  • Rooftop Terrace

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,770/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$459

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$161,613 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.