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John KurtzCharlotte · NC

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Monroe · Monroe, NC

406 N Thompson Street

Monroe, NC · 1,004 sqft

$255,000

Reduced from $275,000

  • 2Beds
  • 1Baths
  • 1,004SqFt
  • 1954Year
  • 95Days on market

About this home

Classic Charm Meets Modern Comfort!

This adorable 1952 charmer offers the perfect blend of vintage character and thoughtful updates. Featuring 2 spacious bedrooms, 1 remodeled full bath, and a cozy layout highlighted by a beautiful arched opening between the family and dining rooms, this home feels warm and inviting from the moment you step inside.

The kitchen keeps its retro appeal while offering updated cabinets, a gas stove, and modern conveniences. Outside, enjoy a large, covered side porch, a spacious yard with mature trees, and a peaceful creek backing the property—your own private retreat.

Extras include a 1-car garage and a detached shed with power, perfect for projects or storage. This gem of a home is just minutes from the reenergized and vibrant local scene of Monroe featuring locally owned restaurants, boutique coffee shops and eclectic shopping. Easy access to major highways and the Monroe Bypass for a quick drive into Charlotte.

Full of charm, location, and lifestyle—this one is special.

Property details

Beds
2
Baths
1
SqFt
1,004
Lot
Year built
1954
Type
Single Family
Days on market
95
Garage
1
Heating
Natural Gas
Cooling
Central Air, Ductless
Foundation
Crawl Space

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Cable Prewire
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,876/ month

Principal & interest
$1,579
Property tax (~1.05%)
$223
Homeowners insurance
$74
HOA dues

Down payment

$12,750 down · $242,250 financed

Income to qualify (28% rule)

~$80,434 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.