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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

4070 Mt Gallant Road

Rock Hill, SC · 2,635 sqft

$500,000

Reduced from $525,000

  • 4Beds
  • 2.5Baths
  • 2,635SqFt
  • 1962Year
  • 16Days on market

About this home

Rare find in Rock Hill—over 2 acres, a massive powered workshop, and walkable access to Lake Wylie.

Imagine being able to walk or take a quick golf cart ride to the lake whenever you want—morning coffee by the water, sunset walks, or spontaneous afternoons at Ebenezer Park or Lake Club Marina. This is the kind of everyday lifestyle that makes this property truly special—and incredibly hard to find.

Set on a beautifully positioned corner lot with a mature magnolia tree, this fully renovated home offers the space, flexibility, and functionality buyers are searching for—without giving up convenience.

Inside, you’ll find a bright and inviting layout with 2,600+ square feet, featuring a spacious family room, abundant natural light, and a stunning picture window overlooking the property. A cozy wood-burning fireplace (with rebuilt firebox in 2025) anchors the keeping room, while the huge family room provides a flexible retreat for relaxing, working, or hosting guests.

The layout is both functional and versatile, with three bedrooms on the main level and a private, oversized primary suite upstairs, creating a true retreat with space and separation.

Step outside and the property truly opens up—over 2 acres with a fully fenced 1-acre field plus additional enclosed yard areas , offering endless possibilities for recreation, pets, storage, or simply enjoying the outdoors.

For those needing space to work, build, or store, the 1,200+ sq ft detached garage/workshop is a standout feature—complete with power, pneumatic air lines, and compressor, ready for serious projects or hobby use . A 3-car carport adds even more flexibility.

Recent updates include:

New roof on detached garage/workshop (2025) Rebuilt fireplace firebox (2025) New HVAC system for second level (2024) Expanded and fenced outdoor spaces (2024)

Conveniently located between Rock Hill and Lake Wylie with easy access to I-77 and a short drive to Charlotte, this property offers the rare combination of space, functionality, and location—with no HOA restrictions .

If you've been looking you know it doesn't come along often - combining land, storage, lake access, and everyday livability in a unique homestead property!

Property details

Beds
4
Baths
2.5
SqFt
2,635
Lot
Year built
1962
Type
Single Family
Days on market
16
Garage
2
Style
Other
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space, Slab
Flooring
Carpet, Tile, Vinyl, Wood

Features

  • Cable Prewire
  • Garden Tub
  • Walk-In Closet(s)
  • Whirlpool

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,679/ month

Principal & interest
$3,096
Property tax (~1.05%)
$437
Homeowners insurance
$145
HOA dues

Down payment

$25,000 down · $475,000 financed

Income to qualify (28% rule)

~$157,713 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.