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John KurtzCharlotte · NC

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Lake Toxaway · Lake Toxaway, NC

408 & 586 Little Elbow Mountain Road

Lake Toxaway, NC · 1,194 sqft

$2,399,000

  • 4Beds
  • 3Baths
  • 1,194SqFt
  • 2000Year
  • 169Days on market

About this home

Discover Your Perfect Mountain Escape — A Rare 13+ Acre Dual-Home Retreat in Western North Carolina

Welcome to an extraordinary mountain sanctuary offering two beautifully appointed homes, two expansive barns, and more than 13 acres of rolling meadow and wooded privacy. Whether you're searching for the ultimate vacation getaway, a private family compound, or a full-time homestead, this one-of-a-kind property delivers unmatched versatility and timeless mountain charm.

The recently updated log cabin blends rustic elegance with modern comfort. Its renovated kitchen and baths, newly added bar area, and floor-to-ceiling stone fireplace create an inviting atmosphere perfect for relaxing or entertaining. Rich wood interiors, hardwood floors, natural log rails, and a handcrafted mantel enhance its authentic mountain appeal. Outside, a newly expanded wraparound porch, extensive stonework, and a beautifully crafted firepit area provide the ideal gathering place for enjoying the beautiful Western North Carolina mountains.

The cottage, set just below the meadow and near a newer rustic workshop and garage, offers a peaceful retreat of its own. A full-length covered porch welcomes you in, while the modern kitchen, spacious living area, and renovated bathroom deliver comfort and convenience for guests or extended family.

Between the two homes lies a gentle 1.4-acre open meadow bordered by a well-maintained gravel driveway, creating a picturesque space for gardening, play, events, or simply enjoying the peaceful landscape. A larger barn near the main cabin provides exceptional storage for an RV or the potential to be transformed into an entertainment venue or luxurious barndominium, expanding the property’s possibilities even further.

With its serene setting, flexible spaces, and breathtaking natural surroundings, this exceptional mountain retreat offers endless opportunities for relaxed living, recreation, or income generation. Your Western North Carolina escape awaits.

Property details

Beds
4
Baths
3
SqFt
1,194
Lot
Year built
2000
Type
Single Family
Days on market
169
Garage
1
Style
Cabin
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement, Slab
Flooring
Tile, Wood

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$17,656/ month

Principal & interest
$14,857
Property tax (~1.05%)
$2,099
Homeowners insurance
$699
HOA dues

Down payment

$119,950 down · $2,279,050 financed

Income to qualify (28% rule)

~$756,708 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.