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John KurtzCharlotte · NC

Rock Hill · Rock Hill, SC

408 Ocala Street

Rock Hill, SC · 2,803 sqft

$629,900

  • 3Beds
  • 3Baths
  • 2,803SqFt
  • 2026Year
  • per surveyLot
  • 1Days on market

About this home

Welcome to the 1.5-story Mitchell floorplan with 3 bedrooms, 3 full baths, a 3-car garage, and more than 2,800 square feet of living space. The main floor features the primary suite with the luxury bath option, dual-sink vanities and walk-in closet, an office with French doors, and family room with Cosmo fireplace. The designer kitchen has white cabinets with a contrasting gray island, quartz counters, tile backsplash, shiplap range hood, and stainless appliances. The main floor also includes an additional bedroom/bath, laundry room, and a mud room with drop zone. The upper floor includes a large loft along with an additional bedroom and full bath. Other extras include a tray ceiling in the foyer and primary bedroom, quartz counters in all baths, and stairs with composite treads & metal balusters. Visit today and find out more!

Property details

Beds
3
Baths
3
SqFt
2,803
Lot
per survey
Year built
2026
Type
Single Family
Days on market
1
Garage
3
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Vinyl
HOA dues
$62 / mo

Features

  • Cable Prewire
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,698/ month

Principal & interest
$3,901
Property tax (~1.05%)
$551
Homeowners insurance
$183
HOA dues
$62

Down payment

$31,495 down · $598,405 financed

Income to qualify (28% rule)

~$201,344 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.