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John KurtzCharlotte · NC

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Morganton · Morganton, NC

4082 Hwy 126 Highway

Morganton, NC · 1,417 sqft

$434,000

  • 2Beds
  • 2Baths
  • 1,417SqFt
  • 2006Year
  • 260 x 933 x 148 x 891 x 312Lot
  • 1Days on market

About this home

Set on approximately 6.65 acres of pure privacy, this thoughtfully designed retreat offers the perfect blend of comfort, acreage, and mountain-area adventure. With 1,415 heated square feet, this two-bedroom, two-bath with bonus room upstairs home lives effortlessly, surrounded by mature trees, and open sky. Owners have previously used a portion of the property to garden offering sustainability.

Inside, the home features a bright, inviting layout with warm natural light and easy flow between living, dining, and kitchen spaces. Each bedroom offers peaceful views and private access to nature, creating a sense of calm that carries throughout the home.

A standout feature of the property is the 1,188 sq ft garage and workshop — ideal for hobbyists, craftsmen, gear storage, or anyone who needs serious space for projects, vehicles, or equipment.

Outdoors, the acreage unfolds beautifully, offering room to explore, garden, build, or simply enjoy the serenity of your own mountain haven. Despite the privacy, you’re just minutes from some of Western North Carolina’s most iconic destinations: Lake James, the Fonta Flora Trail, Linville Gorge, Mount Mitchell and nearby ski slopes for year-round recreation.

Whether you’re seeking a primary residence with room to breathe or a private getaway close to world-class outdoor experiences, this property delivers a rare combination of acreage, convenience, and mountain lifestyle.

Property details

Beds
2
Baths
2
SqFt
1,417
Lot
260 x 933 x 148 x 891 x 312
Year built
2006
Type
Single Family
Days on market
1
Garage
2
Style
Other
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,194/ month

Principal & interest
$2,687
Property tax (~1.05%)
$379
Homeowners insurance
$126
HOA dues

Down payment

$21,700 down · $412,300 financed

Income to qualify (28% rule)

~$136,895 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.