Shelby · Shelby, NC
409 Gold Street
Shelby, NC · 1,552 sqft
$195,000
Reduced from $225,000
- 3Beds
- 2Baths
- 1,552SqFt
- 1947Year
- 160Days on market
About this home
HOLIDAY SPECIAL – PRICED TO MOVE! Now $195,000 | $10,000 PRICE REDUCTION
This all-brick 3-bed, 2-bath bungalow is the opportunity you’ve been waiting for. Hardwood floors, sunroom, indoor laundry, fresh paint, and some upgrades already started. Come see in person!
No HOA. No restrictions. Detached garage. Big backyard. Live in it, rent it, or flip it—your choice! Opportunities like this don’t last at this price.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,552
- Lot
- —
- Year built
- 1947
- Type
- Single Family
- Days on market
- 160
- Garage
- 1
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,435/ month
- Principal & interest
- $1,207
- Property tax (~1.05%)
- $170
- Homeowners insurance
- $56
- HOA dues
- —
Down payment
$9,750 down · $185,250 financed
Income to qualify (28% rule)
~$61,508 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.