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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

409 North Fork Road

Black Mountain, NC · 5,230 sqft

$1,600,000

Reduced from $1,800,000

  • 6Beds
  • 5.5Baths
  • 5,230SqFt
  • 1995Year
  • 168Days on market

About this home

Tucked away in charming Black Mountain, this one-of-a-kind home offers convenient seclusion and timeless appeal. Each level boasts a private primary suite and large porches or private balconies are accessible from nearly every indoor living space. At the heart of the home is a gourmet kitchen—beautiful granite counters and backsplash, abundant natural light, and excellent workflow—flowing into a cozy Keeping Room with a floor-to-ceiling stone, wood-burning fireplace, and then into the most perfect sunroom surrounded by trees on three sides. The lower level, a proven short- and long-term rental, is sure to impress with a rec room (pool table, gas fireplace), 9-seat theater, full kitchen, and private screened porch. Every detail of this exceptional home is thoughtfully designed for comfort, warmth, and grace—perfect for large gatherings or quiet mornings alike.

Property details

Beds
6
Baths
5.5
SqFt
5,230
Lot
Year built
1995
Type
Single Family
Days on market
168
Garage
1
Style
Contemporary
Heating
ENERGY STAR Qualified Equipment, Heat Pump
Cooling
ENERGY STAR Qualified Equipment, Heat Pump
Foundation
Basement
Flooring
Slate, Tile, Wood

Features

  • Breakfast Bar
  • Built-in Features
  • Central Vacuum
  • Kitchen Island
  • Walk-In Closet(s)
  • Porte-cochere

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$11,775/ month

Principal & interest
$9,909
Property tax (~1.05%)
$1,400
Homeowners insurance
$466
HOA dues

Down payment

$80,000 down · $1,520,000 financed

Income to qualify (28% rule)

~$504,682 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.