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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

4105 Jones Creek Lane

Charlotte, NC · 1,545 sqft

$378,900

Reduced from $384,900

  • 3Beds
  • 2Baths
  • 1,545SqFt
  • 2022Year
  • 56'X130'X55'X130Lot
  • 40Days on market

About this home

THE BEST VALUE IN WOODGROVE! Why settle for a smaller footprint when you can have 1,545 SQFT of open-concept living space and enjoy true low-maintenance on a premium corner lot (HOA HANDLES THE LAWN CARE) Perfect for Busy Professionals, First-Time Buyers, Downsizers, or anyone who wants a beautiful yard without the weekend chore. Plus WHY wait 6+ months for new construction? Get this immaculate UPGRADED 2022 build RANCH, 3 beds, 2 baths TODAY with a $5,000 Buyer Credit to buy down your rate or closing cost. It is already $30K below similar nearby homes with featuring modern finishes, functional upgrades, and low-maintenance living. The open-concept layout is filled with natural light and features durable luxury vinyl plank flooring throughout the main living areas—no carpet where it matters most. At the center of the home, the kitchen stands out with a spacious island ideal for entertaining, meal prep, or casual dining, complemented by white cabinetry and stainless steel appliances for a clean, timeless look. The primary suite provides a private retreat with a custom walk-in closet system designed for optimal organization. A secondary bedroom also includes a custom closet upgrade—an added feature not commonly found in homes at this price point.

Highlights about this home include: • 1,545 SQFT of open-concept living space • Corner lot • HOA-maintained lawn for easy, low-maintenance living • Two-car garage • Convenient in-and-out community access—ideal for commuters

Located close to shopping, dining, and major routes, this home offers the perfect balance of comfort, convenience, and modern living in one of Charlotte’s fastest-growing areas. Newer homes with upgrades like this—priced under $400K—are becoming harder to find. Schedule your showing today before this opportunity is gone!.

Property details

Beds
3
Baths
2
SqFt
1,545
Lot
56'X130'X55'X130
Year built
2022
Type
Single Family
Days on market
40
Garage
2
Style
Ranch
Heating
Central, Electric, Natural Gas
Cooling
Central Air, Gas
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$396 / qtr

Features

  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,920/ month

Principal & interest
$2,346
Property tax (~1.05%)
$331
Homeowners insurance
$110
HOA dues
$132

Down payment

$18,945 down · $359,955 financed

Income to qualify (28% rule)

~$125,172 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.