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John KurtzCharlotte · NC

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Lake Toxaway · Lake Toxaway, NC

412 Cherokee Trace

Lake Toxaway, NC · 2,401 sqft

$1,600,000

  • 3Beds
  • 4.5Baths
  • 2,401SqFt
  • 1979Year
  • 49Days on market

About this home

Perfectly positioned along the 18th fairway of Lake Toxaway’s premier golf course, this beautifully renovated residence offers a rare blend of timeless elegance and modern mountain luxury. From its sweeping long-range mountain vistas to its tranquil golf course views, every angle invites a sense of peace and connection with nature. Multiple expansive, covered outdoor living spaces create the ideal setting for morning coffee, evening gatherings, or simply soaking in the crisp mountain air. Inside, the home’s light-filled, open-concept interiors have been thoughtfully reimagined with sophisticated finishes and an effortless flow that invites the outdoors in. The main living areas open to generous decks designed for entertaining, while the home’s classic architectural details blend seamlessly with modern comforts. Ideally situated for convenience and leisure, the property is just a short, scenic golf cart ride from the Lake Toxaway Country Club, Lake Toxaway private marina, and the acclaimed Greystone Inn. Whether you’re drawn by the championship fairways, the serenity of the lake, or the vibrant social life of one of Western North Carolina’s most prestigious communities, this turnkey residence delivers the ultimate in refined mountain living. Membership to the Lake Toxaway Country Club is based upon availability and application.

Property details

Beds
3
Baths
4.5
SqFt
2,401
Lot
Year built
1979
Type
Single Family
Days on market
49
Garage
2
Style
Cottage
Heating
Electric, Floor Furnace
Cooling
Central Air, Electric
Foundation
Basement, Slab
Flooring
Tile, Wood
View
Golf Course
HOA dues
$4,085 / yr

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$12,116/ month

Principal & interest
$9,909
Property tax (~1.05%)
$1,400
Homeowners insurance
$466
HOA dues
$340

Down payment

$80,000 down · $1,520,000 financed

Income to qualify (28% rule)

~$519,272 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.