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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

412 State Street

Charlotte, NC · 2,367 sqft

$764,999

Reduced from $825,000

  • 3Beds
  • 3.5Baths
  • 2,367SqFt
  • 2025Year
  • 329Days on market

About this home

Last opportunity to own one of the State Street Four! Brand new townhome in the booming neighborhood of Seversville. Steps away from the Stewart Creek Greenway & Savona Mill, this home offers a single family feel and direct access into Uptown Charlotte, Southend & is 10 minutes from Charlotte Douglas International Airport. This home features engineered hardwoods throughout with designer tile in all bathrooms, 36" gas cooktop with Zephyr range hood, built-in wall oven/microwave, stainless steel appliances, walk-in pantry, electric fireplace, main level balcony, downstairs kitchenette/wet bar with second laundry hook-up, oversized walk-in closets for primary & guest bedroom, primary bath soaking tub & rainfall shower, floating shelves & an electric fireplace. These units have an energy efficient HVAC with whole-home dehumidifiers. The rooftop terrace is over 900 square feet of an entertainers dream: wired for a hot hub, plumbed for an outdoor kitchen & includes a gas line. Schedule your tour today in one of the fastest growing neighborhoods in Charlotte!

Property details

Beds
3
Baths
3.5
SqFt
2,367
Lot
Year built
2025
Type
Townhome
Days on market
329
Garage
2
Style
Modern
Heating
Ductless
Cooling
Ductless
Foundation
Slab
Flooring
Hardwood, Tile

Features

  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Lawn Maintenance
  • Rooftop Terrace

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,630/ month

Principal & interest
$4,737
Property tax (~1.05%)
$669
Homeowners insurance
$223
HOA dues

Down payment

$38,249 down · $726,749 financed

Income to qualify (28% rule)

~$241,300 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.