Valdese · Valdese, NC
4123 Stonecreek Drive
Valdese, NC · 1,286 sqft
$210,000
- 3Beds
- 2Baths
- 1,286SqFt
- 1997Year
- 2Days on market
About this home
This charming single-level home in Valdese, NC offers both comfort and convenience, just a short drive from downtown Valdese. Situated on approximately half an acre, the property features a spacious front yard perfect for outdoor enjoyment. Inside, you’ll find a generously sized kitchen and living room area. The HVAC system was fully replaced in 2024/2025. Additional highlights include two covered parking areas and two storage buildings, offering ample space for vehicles, and hobbies. Large privacy trees.
Fridge does have an ice maker, waterline has not been hooked up/run. Road is not publicly maintained.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,286
- Lot
- —
- Year built
- 1997
- Type
- Single Family
- Days on market
- 2
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl
Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,545/ month
- Principal & interest
- $1,300
- Property tax (~1.05%)
- $183
- Homeowners insurance
- $61
- HOA dues
- —
Down payment
$10,500 down · $199,500 financed
Income to qualify (28% rule)
~$66,239 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.