Charlotte · Charlotte, NC
4124 Oakwood Road
Charlotte, NC · 704 sqft
$420,000
Reduced from $599,000
- 2Beds
- 1Baths
- 704SqFt
- 1940Year
- 245Days on market
About this home
Welcome home to quiet country-like living close to the heart of Charlotte! Uniquely situated +/- 2.34 acres across two parcels, this beautiful property features a serene garden landscape, private fenced yard, and an updated cozy cottage feel. With 2 spacious bedrooms, large full bath with walk-in shower, open living room area, a unique loft above the kitchen, gorgeous deck area, and a large easy-to-access basement, your imagination will run wild with possibilities! Updated electrical throughout and new HVAC within the last 2 years. With over 150 ft of road frontage, the two parcels offer opportunities to redevelop if desired. Rear area of the properties are in a flood plain but do not affect the home or require flood insurance.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 704
- Lot
- —
- Year built
- 1940
- Type
- Single Family
- Days on market
- 245
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air, Electric, Heat Pump
- Foundation
- Basement, Crawl Space
Features
- Open Floorplan
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,091/ month
- Principal & interest
- $2,601
- Property tax (~1.05%)
- $367
- Homeowners insurance
- $122
- HOA dues
- —
Down payment
$21,000 down · $399,000 financed
Income to qualify (28% rule)
~$132,479 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
