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John KurtzCharlotte · NC

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Burnsville · Burnsville, NC

4125 State Highway 197 Highway S

Burnsville, NC · 3,599 sqft

$850,000

  • 4Beds
  • 5Baths
  • 3,599SqFt
  • 1946Year
  • 16Days on market

About this home

Stunning riverfront English stone cottage with guest apartment, set against breathtaking mountain views. This exceptional private estate blends timeless charm with expansive living across four level acres. Inside, you’re welcomed by original hardwood floors, handcrafted wood paneling, and meticulous attention to detail throughout. The large eat in gourmet kitchen, sun-drenched porch, and bright sunroom with stone floors create a warm yet refined living experience. This cozy mountain home offers plenty of room to live, work and play. Charming garage apartment is fully furnished and ready to host guests or to be used as an income generating rental.

Outdoors, the property transforms into a private retreat featuring 500 feet of stone walls, a sprawling backyard with private hot tub, and an impressive screened pavilion complete with outdoor kitchen and fireplace—perfect for entertaining. The beautiful large barn is ready for your imagination. Plenty of space for gardening or a small farm. Relax, fish for mountain trout or swim in the picturesque river. A brick-paved driveway and walkways, elegant landscaping, and a serene pond complete this one-of-a-kind offering. Minutes to downtown Burnsville, just 45 minutes outside of Asheville.

Property details

Beds
4
Baths
5
SqFt
3,599
Lot
Year built
1946
Type
Single Family
Days on market
16
Garage
1
Style
Cottage
Heating
Central, Ductless, Electric, Forced Air, Heat Pump, Oil
Cooling
Central Air, Ductless
Foundation
Basement
Flooring
Carpet, Laminate, Stone, Tile, Wood
View
Mountain(s)

Features

  • Above Ground Hot Tub / Spa
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,255/ month

Principal & interest
$5,264
Property tax (~1.05%)
$743
Homeowners insurance
$247
HOA dues

Down payment

$42,500 down · $807,500 financed

Income to qualify (28% rule)

~$268,113 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.