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John KurtzCharlotte · NC

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Oakboro · Oakboro, NC

413 Colton Street

Oakboro, NC · 2,727 sqft

$400,000

  • 4Beds
  • 3Baths
  • 2,727SqFt
  • 2022Year

About this home

Imagine waking up in a home that just feels right...where the layout flows, the finishes impress with new floors, and every space has a purpose. This stunning 4-bedroom retreat delivers exactly that, blending modern style with the kind of everyday comfort that makes a house a home. At the center of it all sits a chef-worthy kitchen designed to inspire with gleaming granite countertops, a commanding island perfect for gathering, crisp white cabinetry, and stainless-steel appliances . The open floor plan connects seamlessly to a light-filled living room, which spills out onto a private deck...your new favorite spot for morning coffee, summer cookouts, or simply unwinding as the day winds down. Your primary suite is a true sanctuary. Think spa-like luxury: a dual-sink vanity, a soaking garden tub, a separate walk-in shower, and a walk-in closet with room for everything. Whether you're starting your day or ending it, this space was built for rest and restoration. Upstairs, flexibility reigns with a spacious bonus room/loft which adapts to whatever life demands. Whether that's a home office, playroom, or media den, alongside an additional bedroom and a full bath. A walk-in crawl space keeps storage organized and accessible, so nothing ever ends up crammed where it doesn't belong. This is the one that has it all: space, style, and a layout designed for real life. USDA 100% financing eligible — own this home with zero down.

Property details

Beds
4
Baths
3
SqFt
2,727
Lot
Year built
2022
Type
Single Family
Garage
2
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Laminate, Vinyl
HOA dues
$324 / yr

Features

  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,970/ month

Principal & interest
$2,477
Property tax (~1.05%)
$350
Homeowners insurance
$116
HOA dues
$27

Down payment

$20,000 down · $380,000 financed

Income to qualify (28% rule)

~$127,328 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.