Oakboro · Oakboro, NC
413 Colton Street
Oakboro, NC · 2,727 sqft
$400,000
- 4Beds
- 3Baths
- 2,727SqFt
- 2022Year
About this home
Imagine waking up in a home that just feels right...where the layout flows, the finishes impress with new floors, and every space has a purpose. This stunning 4-bedroom retreat delivers exactly that, blending modern style with the kind of everyday comfort that makes a house a home. At the center of it all sits a chef-worthy kitchen designed to inspire with gleaming granite countertops, a commanding island perfect for gathering, crisp white cabinetry, and stainless-steel appliances . The open floor plan connects seamlessly to a light-filled living room, which spills out onto a private deck...your new favorite spot for morning coffee, summer cookouts, or simply unwinding as the day winds down. Your primary suite is a true sanctuary. Think spa-like luxury: a dual-sink vanity, a soaking garden tub, a separate walk-in shower, and a walk-in closet with room for everything. Whether you're starting your day or ending it, this space was built for rest and restoration. Upstairs, flexibility reigns with a spacious bonus room/loft which adapts to whatever life demands. Whether that's a home office, playroom, or media den, alongside an additional bedroom and a full bath. A walk-in crawl space keeps storage organized and accessible, so nothing ever ends up crammed where it doesn't belong. This is the one that has it all: space, style, and a layout designed for real life. USDA 100% financing eligible — own this home with zero down.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,727
- Lot
- —
- Year built
- 2022
- Type
- Single Family
- Garage
- 2
- Heating
- Central, Electric
- Cooling
- Central Air, Electric
- Foundation
- Crawl Space
- Flooring
- Carpet, Laminate, Vinyl
- HOA dues
- $324 / yr
Features
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,970/ month
- Principal & interest
- $2,477
- Property tax (~1.05%)
- $350
- Homeowners insurance
- $116
- HOA dues
- $27
Down payment
$20,000 down · $380,000 financed
Income to qualify (28% rule)
~$127,328 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.