Albemarle · Albemarle, NC
413 Homestead Lane
Albemarle, NC · 2,224 sqft
$275,000
Reduced from $285,000
- 3Beds
- 2.5Baths
- 2,224SqFt
- 2013Year
- 48Days on market
About this home
Discover this well-appointed 3-bedroom, 2.5-bathroom, offering over 2,200 square feet of comfortable living space. The home features a traditional yet fluid layout that provides distinct areas for the living, kitchen, and dining rooms, making it an ideal choice for organized daily living and hosting guests. Natural light highlights the functional flow of the main level, creating an inviting atmosphere throughout.
A standout feature is the massive upstairs loft, which serves as a true second living area—perfect for a home theater, executive office, or playroom. The primary suite and additional bedrooms offer generous proportions, ensuring ample personal space for everyone in the household.
Outside, the property includes a fully fenced-in backyard that offers a private retreat for pets or outdoor relaxation. The attached two-car garage provides plenty of room for vehicles and seasonal storage. Situated on a quiet street in a prime Albemarle location, this move-in-ready home offers a peaceful setting just minutes from local parks, shopping, and schools.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,224
- Lot
- —
- Year built
- 2013
- Type
- Single Family
- Days on market
- 48
- Garage
- 2
- Style
- Traditional
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- HOA dues
- $200 / yr
Features
- Attic Stairs Pulldown
- Cable Prewire
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,040/ month
- Principal & interest
- $1,703
- Property tax (~1.05%)
- $240
- Homeowners insurance
- $80
- HOA dues
- $16
Down payment
$13,750 down · $261,250 financed
Income to qualify (28% rule)
~$87,456 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.