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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

4130 Vista Pine Drive

Charlotte, NC · 3,596 sqft

$542,000

Reduced from $564,330

  • 5Beds
  • 4Baths
  • 3,596SqFt
  • 2026Year
  • 5Days on market

About this home

Step into refined comfort and everyday functionality in this beautifully designed 5-bedroom, 4-bath SHILOH home. The open-concept floor plan is enhanced by modern finishes and an inviting feel throughout. At the heart of the home, the kitchen shines with quartz countertops, an oversized island, and both a butler’s pantry and walk-in pantry—perfectly suited for hosting guests or enjoying casual family meals. A dedicated study with French doors and a formal dining room bring versatility and elegance to the main level. The primary suite serves as a peaceful escape, complete with a vaulted ceiling and a spa-like bath. Upstairs, spacious secondary bedrooms, and a flexible loft area offer endless possibilities for work, play, or relaxation. Unwind on the screened patio, ideal for morning coffee or evening gatherings, and enjoy energy-efficient features designed for comfort in every season. Set within an amenity-rich community featuring a playground, resort-style pool with cabana, and scenic walking trails, this home also places you just minutes from Reedy Creek Nature Center and only 20 minutes from Uptown’s dining, shopping, and entertainment. Schedule your tour today and see all that the SHILOH has to offer.

Property details

Beds
5
Baths
4
SqFt
3,596
Lot
Year built
2026
Type
Single Family
Days on market
5
Garage
2
Style
Traditional
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$225 / qtr

Features

  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,064/ month

Principal & interest
$3,356
Property tax (~1.05%)
$474
Homeowners insurance
$158
HOA dues
$75

Down payment

$27,100 down · $514,900 financed

Income to qualify (28% rule)

~$174,175 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.