Spencer · Spencer, NC
414 S Spencer Avenue
Spencer, NC · 1,536 sqft
$259,000
- 3Beds
- 1Baths
- 1,536SqFt
- 1920Year
- 2Days on market
About this home
Welcome to 414 S Spencer Avenue—where comfort, charm, and thoughtful updates come together beautifully. This inviting 3 bedroom, 1-bath home features fresh new flooring, modern paint, a new dishwasher, and the convenience of a washer/dryer combo unit. Step inside to discover a spacious and functional floor plan, complete with a welcoming front living room, a dedicated dining area perfect for gatherings, and generously sized bedrooms that offer comfort and versatility. The kitchen shines with style and functionality, making everyday living and entertaining a breeze. Enjoy quiet mornings or relaxing evenings on the covered rocking chair front porch, adding to the home’s warm and inviting curb appeal. Outside, a detached 2-car garage provides ample storage and parking options. This lovely property is move-in ready and waiting for you to call it home—schedule your showing today!
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,536
- Lot
- —
- Year built
- 1920
- Type
- Single Family
- Days on market
- 2
- Garage
- 2
- Heating
- Other - See Remarks
- Cooling
- Multi Units, Window Unit(s)
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,906/ month
- Principal & interest
- $1,604
- Property tax (~1.05%)
- $226
- Homeowners insurance
- $75
- HOA dues
- —
Down payment
$12,950 down · $246,050 financed
Income to qualify (28% rule)
~$81,695 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.