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John KurtzCharlotte · NC

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Denver · Denver, NC

4145 Summit Ridge Lane

Denver, NC · 3,419 sqft

$1,100,000

  • 4Beds
  • 3Baths
  • 3,419SqFt
  • 2005Year
  • 28Days on market

About this home

Deeded boat slip and a stunning resort-style pool set the stage for this charming 2-story home in Denver’s amenity-rich Sailview community, offering exceptional indoor-outdoor living and the ultimate Lake Norman lifestyle. This warm and inviting floor plan features a dramatic two-story great room filled with natural light from expansive windows, creating an airy and welcoming atmosphere. A delightful sunroom offers the perfect spot for morning coffee with seamless access to the backyard retreat. Step outside to an extraordinary fenced backyard oasis designed for entertaining, featuring a pergola, in-ground saltwater pool, and a striking stacked-stone gas fireplace, ideal for gatherings year-round. The main level includes a flex room for an office with a full bath, or perfect for guests or flexible living needs for a 5th bedroom. Upstairs, the spacious primary suite boasts dual closets and vanities, accompanied by two additional bedrooms, a convenient laundry room, and a large bonus room offering endless possibilities. Curb appeal abounds with a charming front porch made for rocking chairs and relaxing mornings. Located in highly desirable Sailview, residents enjoy top-tier amenities including a community pool, clubhouse, tennis and pickleball courts, sidewalks, streetlights, and a vibrant social calendar. A truly special home offering comfort, style, and an active lake lifestyle.

Property details

Beds
4
Baths
3
SqFt
3,419
Lot
Year built
2005
Type
Single Family
Days on market
28
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile
HOA dues
$971 / yr

Features

  • Attic Stairs Pulldown
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,176/ month

Principal & interest
$6,812
Property tax (~1.05%)
$962
Homeowners insurance
$320
HOA dues
$80

Down payment

$55,000 down · $1,045,000 financed

Income to qualify (28% rule)

~$350,437 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.