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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

4145 Vista Pine Drive

Charlotte, NC · 3,596 sqft

$553,410

  • 5Beds
  • 4Baths
  • 3,596SqFt
  • 2026Year
  • 5Days on market

About this home

Discover the perfect blend of comfort and functionality in this impressive 5-bedroom, 4-bath SHILOH home, thoughtfully designed for modern living. The open-concept layout showcases stylish finishes and a welcoming atmosphere throughout. The gourmet kitchen is a true centerpiece, featuring quartz countertops, a spacious center island, plus both a butler’s pantry and walk-in pantry—ideal for entertaining or everyday meals. A private study with French doors and a formal dining room add both flexibility and sophistication. The primary suite offers a relaxing retreat with a vaulted ceiling and spa-inspired bath. Upstairs, generously sized secondary bedrooms, and a versatile flex space provide room to grow, work, or unwind. Enjoy outdoor living on the screened-in patio, perfect for quiet mornings or lively gatherings. This home also includes energy-efficient features designed for year-round comfort. Located in a vibrant community with a playground, resort-style pool and cabana, and scenic walking trails, there’s something for everyone to enjoy. Nature lovers will appreciate being just minutes from Reedy Creek Nature Center, while Uptown is only a 20-minute drive for convenient access to dining, shopping, and entertainment. Schedule your private tour today and experience everything the SHILOH has to offer.

Property details

Beds
5
Baths
4
SqFt
3,596
Lot
Year built
2026
Type
Single Family
Days on market
5
Garage
2
Style
Traditional
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$225 / qtr

Features

  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,148/ month

Principal & interest
$3,427
Property tax (~1.05%)
$484
Homeowners insurance
$161
HOA dues
$75

Down payment

$27,670 down · $525,739 financed

Income to qualify (28% rule)

~$177,774 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.