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John KurtzCharlotte · NC

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Denver · Denver, NC

4178 Millstream Road

Denver, NC · 2,806 sqft

$640,000

  • 4Beds
  • 3Baths
  • 2,806SqFt
  • 2026Year
  • 362Days on market

About this home

NEW CONSTRUCTION in Denver! Gorgeous ranch with upstairs retreat! 10' ceilings on first floor, 8' Interior/Exterior doors! Just starting construction - ACT NOW TO MAKE SOME SELECTIONS! Many options to choose from, including granite/quartz countertops; multiple fireplace surrounds, numerous flooring options, & coffered ceilings! Epicurean Kitchen with floor to ceiling cabinets, double wall ovens, chimney hood, and large farmhouse island opening to family room with fireplace, and covered patio right off dining area & family room! Owners Suite has trey ceiling & bath has large walk-in shower, with stand-alone tub option, double bowl vanity with quartz counter tops & large walk-in closet. Hardwood floors throughout first floor except tile in baths & carpet in bedrooms. Upstairs Retreat adds huge bonus room, 4th BR, & 3rd Full Bath! Video and photos are representative of previous built home. Options, colors, layout, etc. may differ.

Property details

Beds
4
Baths
3
SqFt
2,806
Lot
Year built
2026
Type
Single Family
Days on market
362
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile
HOA dues
$300 / 6mo

Features

  • Attic Walk In
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,760/ month

Principal & interest
$3,963
Property tax (~1.05%)
$560
Homeowners insurance
$186
HOA dues
$50

Down payment

$32,000 down · $608,000 financed

Income to qualify (28% rule)

~$204,016 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.