Spencer · Spencer, NC
418 S Yadkin Avenue
Spencer, NC · 2,254 sqft
$199,900
Reduced from $303,000
- 3Beds
- 3Baths
- 2,254SqFt
- 1900Year
- 45Days on market
About this home
PRICE DROP & Move-In Ready!! Seller's willing to contribute to closing costs, interest buy down, & other incentives. Located in the Historic District of Spencer, 418 S Yadkin is unlike any other property on the block! Standing on a spacious corner lot zoned for both residential and commercial, easy access street parking, walkable to restaurants, shopping and more. Featuring an additional lot for building another home/business or expanding the current property- opportunities are abundant here. This home built in 1900 has been brought back to life through many years of love and hard work invested. While the historic charm remains- the high ceilings, fresh paint throughout, new flooring, updated bathrooms and kitchen brings modern day style and functionality. With 3 bedrooms and 3 full bathrooms, this home has all of the space you need! Outside, enjoy the covered grilling/dining area, freshly painted exterior, and plenty of space designed for entertaining. Schedule your showing today to experience all that this gem in the heart of Historic Spencer has to offer.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 2,254
- Lot
- —
- Year built
- 1900
- Type
- Single Family
- Days on market
- 45
- Heating
- None
- Cooling
- Ceiling Fan(s), Wall Unit(s), Window Unit(s)
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Vinyl
Features
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,471/ month
- Principal & interest
- $1,238
- Property tax (~1.05%)
- $174
- Homeowners insurance
- $58
- HOA dues
- —
Down payment
$9,995 down · $189,905 financed
Income to qualify (28% rule)
~$63,053 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.