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John KurtzCharlotte · NC

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Troy · Troy, NC

419 S Pearl Street

Troy, NC · 1,172 sqft

$149,900

  • 3Beds
  • 1.5Baths
  • 1,172SqFt
  • 1959Year
  • 50 x 125Lot
  • 30Days on market

About this home

This charming 1959 ranch-style home offers a nostalgic blend of mid-century character and functional living space in the heart of Troy. The exterior features classic accented red brick and vintage awnings, creating an inviting first impression. Inside, the home boasts a versatile layout including both a formal living room and a cozy family room or den, highlighted by warm wood-paneled walls, a brick accent wall, and a traditional wood-burning stove—perfect for creating a snug atmosphere during cooler months.

The kitchen is a retro enthusiast's dream, showcasing original knotty pine cabinetry with unique decorative hardware, ample counter space, and integrated appliances that maintain the home's authentic period feel. Practicality meets convenience with a notably large laundry room and a 1.5-bath configuration that serves three bedrooms. For those who enjoy outdoor living or need extra space for hobbies, the property includes a semi-private backyard and a garage that is ideally suited for a workshop or additional storage. Roof, Electrical & Heat Pump unit updated between 2015-2020. This well-preserved residence is a fantastic opportunity for anyone looking to embrace classic 1950s design while living close to local amenities.

Property details

Beds
3
Baths
1.5
SqFt
1,172
Lot
50 x 125
Year built
1959
Type
Single Family
Days on market
30
Heating
Central, Electric
Cooling
Central Air
Foundation
Crawl Space, Slab
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,103/ month

Principal & interest
$928
Property tax (~1.05%)
$131
Homeowners insurance
$43
HOA dues

Down payment

$7,495 down · $142,405 financed

Income to qualify (28% rule)

~$47,282 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.