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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

4208 Vista Pine Drive

Charlotte, NC · 2,091 sqft

$439,912

Reduced from $441,412

  • 3Beds
  • 3Baths
  • 2,091SqFt
  • 2026Year
  • 75Days on market

About this home

Welcome to your dream home! This beautifully upgraded 3-bedroom, 3-bathroom BANCROFT floorplan offers 2,091 square feet of thoughtfully designed living space across 1.5 stories. The open-concept layout blends comfort and functionality, featuring both the primary suite and a guest suite conveniently located on the main level. A dedicated study provides the perfect space for working from home, reading, or quiet productivity. The well-appointed kitchen is ideal for preparing meals and gathering with family and friends, while the screened porch offers a peaceful retreat—perfect for enjoying your morning coffee or relaxing in the evening. Upstairs, you’ll find an additional bedroom with a full bathroom and a versatile flex space that can easily serve as a media room, playroom, or home gym. Situated in a vibrant community, residents enjoy access to fantastic amenities including a sparkling pool with cabana, a playground, and scenic walking trails. Nature lovers will appreciate being just minutes from Reedy Creek Nature Center, and Uptown Charlotte is only a 20-minute drive away for convenient access to dining, shopping, and entertainment. Don’t miss the opportunity to own this beautiful BANCROFT home in a prime location—schedule your private tour today!

Property details

Beds
3
Baths
3
SqFt
2,091
Lot
Year built
2026
Type
Single Family
Days on market
75
Garage
2
Style
Traditional
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$225 / qtr

Features

  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,312/ month

Principal & interest
$2,724
Property tax (~1.05%)
$384
Homeowners insurance
$128
HOA dues
$75

Down payment

$21,995 down · $417,916 financed

Income to qualify (28% rule)

~$141,974 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.