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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

4212 Melchor Avenue

Charlotte, NC · 1,811 sqft

$825,000

  • 3Beds
  • 2Baths
  • 1,811SqFt
  • 1957Year
  • 1Days on market

About this home

Welcome to 4212 Melchor — a charming Cape Cod home situated on a large, flat lot in the heart of Cotswold. Full of character, this home features beautiful original hardwood floors, plantation shutters, handsome moldings, and thoughtful updates throughout.

The main level offers a spacious living room with a fireplace featuring gas logs, creating a warm and inviting space. Opposite, a versatile den with custom built-ins provides the perfect flex space for a playroom, den, or home office. The updated kitchen blends timeless style and function with classic white cabinetry, quartz countertops, a farmhouse sink, subway tile backsplash, stainless steel appliances, and a gas range. A sunny dining area features built-in banquette seating. A main-level bedroom and full bath offer flexibility for guest or an office

Upstairs, you’ll find two generously sized bedrooms filled with natural light along with a full bath. Designer touches throughout the home — including the stair runner, updated lighting, and carefully selected finishes — give the home a polished yet welcoming feel.

Outside, enjoy the large covered brick patio overlooking the fully fenced backyard. Complete with ceiling fans and plenty of room for dining and lounging, this outdoor living space feels like an extension of the home and is ideal for relaxing or entertaining year-round. The beautifully landscaped yard, attached storage area, and ample parking further enhance this special property, all just moments from shopping, dining, and everyday conveniences in Cotswold.

Property details

Beds
3
Baths
2
SqFt
1,811
Lot
Year built
1957
Type
Single Family
Days on market
1
Style
Bungalow
Heating
Forced Air
Cooling
Central Air, Gas
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,071/ month

Principal & interest
$5,109
Property tax (~1.05%)
$721
Homeowners insurance
$240
HOA dues

Down payment

$41,250 down · $783,750 financed

Income to qualify (28% rule)

~$260,227 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.