Charlotte · Charlotte, NC
4220 Vista Pine Drive
Charlotte, NC · 3,598 sqft
$540,085
- 5Beds
- 4Baths
- 3,598SqFt
- 2026Year
- 12Days on market
About this home
Experience sophisticated comfort in this beautifully crafted 5-bedroom, 4-bath SHILOH II home, thoughtfully designed for modern living. The open-concept layout showcases stylish finishes and a seamless flow, perfect for both everyday life and entertaining. The gourmet kitchen serves as the heart of the home, featuring quartz countertops, a spacious island, and a pantry—ideal for cooking, gathering, and hosting with ease. The main level includes a private study with French doors and a formal dining room, offering both functionality and refined elegance. Upstairs, the primary suite provides a peaceful retreat with a vaulted ceiling and a spa-inspired bath. Generously sized secondary bedrooms and a versatile loft create flexible space for a home office, media room, play area, or fitness space. Enjoy outdoor living on the screened patio, perfect for quiet mornings or relaxing evenings, along with energy-efficient features designed for year-round comfort. Located in a vibrant, amenity-rich community featuring a playground, resort-style pool with cabana, and scenic walking trails, this home is just minutes from Reedy Creek Nature Center and only 20 minutes from Uptown Charlotte’s dining, shopping, and entertainment. Schedule your private tour today and discover all that the SHILOH II has to offer.
Property details
- Beds
- 5
- Baths
- 4
- SqFt
- 3,598
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 12
- Garage
- 2
- Style
- Traditional
- Heating
- Central, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $225 / qtr
Features
- Built-in Features
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,049/ month
- Principal & interest
- $3,344
- Property tax (~1.05%)
- $472
- Homeowners insurance
- $157
- HOA dues
- $75
Down payment
$27,004 down · $513,080 financed
Income to qualify (28% rule)
~$173,571 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


