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John KurtzCharlotte · NC

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Hendersonville · Hendersonville, NC

4230 Chimney Rock Road

Hendersonville, NC · 1,231 sqft

$209,900

Reduced from $214,900

  • 2Beds
  • 2Baths
  • 1,231SqFt
  • 1982Year
  • 235Days on market

About this home

Completely updated and move-in ready, this mountain home blends modern rustic charm with comfort and functionality. Situated on 0.43 acres in the heart of apple country, this 2-bedroom, 2-bath home offers privacy, convenience, and low-maintenance living with no HOA or deed restrictions. Inside, you'll find a bright open floor plan with a split-bedroom layout designed for maximum privacy. The updated kitchen features a gas range, brand-new 2025 stainless steel refrigerator, durable slate flooring, and excellent functionality for everyday living.

A spacious 12' x 25' flex addition with a stunning rock fireplace provides endless possibilities as a family room, home office, media room, or creative space. Step outside and enjoy mountain views and the peaceful sounds of a nearby creek from the covered front porch or the brand-new 12' x 12' rear deck.

Additional features include a Briggs & Stratton generator, two outbuildings plus a storage shed, covered carport, professionally serviced heat pump, and a John Deere riding mower that conveys with the property. Located in a gated setting on a paved private road just off Hwy 64E, the property is only 10–12 minutes from I-26, schools, shopping, dining, and medical facilities. Sold mostly furnished and including all appliances, this property presents an outstanding opportunity as a full-time residence, mountain getaway, or investment property. FEMA engineering report available for buyer review.

Property details

Beds
2
Baths
2
SqFt
1,231
Lot
Year built
1982
Type
Single Family
Days on market
235
Garage
4
Heating
Heat Pump, Propane
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile

Features

  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,544/ month

Principal & interest
$1,299
Property tax (~1.05%)
$183
Homeowners insurance
$61
HOA dues

Down payment

$10,495 down · $199,405 financed

Income to qualify (28% rule)

~$66,207 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.