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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

4231 Ruth Creek Court

Charlotte, NC · 2,231 sqft

$433,505

  • 4Beds
  • 2.5Baths
  • 2,231SqFt
  • 2025Year
  • 1Days on market

About this home

Come to Sunset Meadows and view The Caldwell, you'll be impressed by its thoughtful design and spacious layout. On the main level, the expansive owner's suite provides a private retreat, while the stylish dining room offers the perfect space for entertaining. The open-concept kitchen flows seamlessly into the welcoming family room, creating an ideal space for both relaxation and gatherings. The kitchen is a chef’s dream, featuring 42" cabinetry, a chic tile backsplash, stunning quartz countertops, and premium stainless-steel appliances that offer both beauty and functionality. The owner's bathroom is a true sanctuary, with a large tiled walk-in shower, dual vanities, and a private walk-in closet designed for ultimate convenience and organization. Upstairs, you'll find a loft area, three generously sized bedrooms, each with its own walk-in closet, providing plenty of storage. A full bathroom, a linen closet and a separate storage closet offers additional space to meet all your needs.

Property details

Beds
4
Baths
2.5
SqFt
2,231
Lot
Year built
2025
Type
Single Family
Days on market
1
Garage
2
Style
Traditional
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$700 / yr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,248/ month

Principal & interest
$2,684
Property tax (~1.05%)
$379
Homeowners insurance
$126
HOA dues
$58

Down payment

$21,675 down · $411,829 financed

Income to qualify (28% rule)

~$139,239 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.