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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

4232 Vista Pine Drive

Charlotte, NC · 2,091 sqft

$454,347

  • 3Beds
  • 3Baths
  • 2,091SqFt
  • 2026Year
  • 7Days on market

About this home

Welcome to your dream home! This beautifully upgraded 3-bedroom, 3-bath Bancroft offers 2,091 square feet of thoughtfully designed living space across 1.5 stories. The main-level primary suite provides everyday convenience, while a dedicated study offers the flexibility to fit your lifestyle—perfect for a home office, library, or creative space. The gourmet kitchen is ideal for cooking and entertaining, and the screened porch creates a peaceful retreat for morning coffee or relaxing evenings. Located in a vibrant, amenity-rich community, residents enjoy a sparkling pool with cabana, a playground, and scenic walking trails. Nature lovers will appreciate being just minutes from Reedy Creek Nature Center, while Uptown Charlotte is only a 20-minute drive away for easy access to dining, shopping, and entertainment. Don’t miss your chance to own this beautiful, move-in ready Bancroft in a prime location—schedule your private tour today!

Property details

Beds
3
Baths
3
SqFt
2,091
Lot
Year built
2026
Type
Single Family
Days on market
7
Garage
2
Style
Traditional
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$225 / qtr

Features

  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,418/ month

Principal & interest
$2,813
Property tax (~1.05%)
$397
Homeowners insurance
$132
HOA dues
$75

Down payment

$22,717 down · $431,629 financed

Income to qualify (28% rule)

~$146,527 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.