Charlotte · Charlotte, NC
4232 Vista Pine Drive
Charlotte, NC · 2,091 sqft
$454,347
- 3Beds
- 3Baths
- 2,091SqFt
- 2026Year
- 7Days on market
About this home
Welcome to your dream home! This beautifully upgraded 3-bedroom, 3-bath Bancroft offers 2,091 square feet of thoughtfully designed living space across 1.5 stories. The main-level primary suite provides everyday convenience, while a dedicated study offers the flexibility to fit your lifestyle—perfect for a home office, library, or creative space. The gourmet kitchen is ideal for cooking and entertaining, and the screened porch creates a peaceful retreat for morning coffee or relaxing evenings. Located in a vibrant, amenity-rich community, residents enjoy a sparkling pool with cabana, a playground, and scenic walking trails. Nature lovers will appreciate being just minutes from Reedy Creek Nature Center, while Uptown Charlotte is only a 20-minute drive away for easy access to dining, shopping, and entertainment. Don’t miss your chance to own this beautiful, move-in ready Bancroft in a prime location—schedule your private tour today!
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 2,091
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 7
- Garage
- 2
- Style
- Traditional
- Heating
- Central, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $225 / qtr
Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,418/ month
- Principal & interest
- $2,813
- Property tax (~1.05%)
- $397
- Homeowners insurance
- $132
- HOA dues
- $75
Down payment
$22,717 down · $431,629 financed
Income to qualify (28% rule)
~$146,527 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


