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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

4235 Ruth Creek Court

Charlotte, NC · 2,565 sqft

$451,290

  • 4Beds
  • 2.5Baths
  • 2,565SqFt
  • 2025Year
  • 1Days on market

About this home

Welcome to the Harrington plan at Sunset Meadows! This two-story home features open-concept layout seamlessly connects the spacious family room, kitchen, and breakfast area. The kitchen is equipped with 42" modern cabinets, quartz countertops, a large island, walk-in pantry, and stainless-steel appliances. Vinyl plank flooring extends throughout the first floor. Upstairs, the large primary suite includes a tiled shower, double vanity, linen closet, and a generous walk-in closet. You'll also find three additional bedrooms each with walk-in closets.

Property details

Beds
4
Baths
2.5
SqFt
2,565
Lot
Year built
2025
Type
Single Family
Days on market
1
Garage
2
Style
Farmhouse
Heating
Electric
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$700 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,379/ month

Principal & interest
$2,794
Property tax (~1.05%)
$394
Homeowners insurance
$131
HOA dues
$58

Down payment

$22,564 down · $428,725 financed

Income to qualify (28% rule)

~$144,849 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.