Lexington · Lexington, NC
424 Mountain Harbor Drive
Lexington, NC · 3,302 sqft
$1,169,000
Reduced from $1,195,000
- 4Beds
- 3Baths
- 3,302SqFt
- 2000Year
- 18Days on market
About this home
SPECIAL OPPORTUNITY! WATERFRONT 4 BR + extra room with closet home sitting on 3+ ACRES & 402 feet of waterfront w/ a MASSIVE 1800+ sq ft detached TALL GARAGE with OVERSIZED doors for RV's & Equipment!) & private (new in 2024) LARGE low maintenance DOCK! Newly painted interior! The mega detached garage (1831 sq ft) offers incredible space for a large RV, boat, multiple vehicles, and all your lake gear. Enjoy evenings on the screened porch, playing on the lake or land or sit back and relax in the hot tub after a day on the water! The attached 2 car garage has new epoxy flooring! New 2026 tax value listed. Tax rate and tax amount listed are 2025 figures; new 2026 tax rate projected TBD mid-2026. Pier permit with Cube Hydro includes a $100 annual renewal fee and a one-time $175 pier transfer fee to be paid by buyer at closing. Preapproved buyers welcome!
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 3,302
- Lot
- —
- Year built
- 2000
- Type
- Single Family
- Days on market
- 18
- Garage
- 10
- Heating
- Electric, Heat Pump
- Cooling
- Heat Pump
- Foundation
- Basement
- Flooring
- Carpet, Wood
- View
- Water
Features
- Attic Stairs Pulldown
- Built-in Features
- Garden Tub
- Kitchen Island
- Pantry
- Walk-In Closet(s)
- Fire Pit
- Hot Tub
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$8,603/ month
- Principal & interest
- $7,239
- Property tax (~1.05%)
- $1,022
- Homeowners insurance
- $340
- HOA dues
- —
Down payment
$58,450 down · $1,110,550 financed
Income to qualify (28% rule)
~$368,734 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.