Skip to content
John KurtzCharlotte · NC

View all 14 photos →

Morganton · Morganton, NC

4243 Ralph Patton Road

Morganton, NC · 896 sqft

$225,000

  • 2Beds
  • 1Baths
  • 896SqFt
  • 1954Year

About this home

Cute cottage-style home in a private setting, just minutes from town! This charming 2-bedroom, 1-bath home with 896 heated square feet featuring hardwood floors, a spacious kitchen, and a convenient laundry room. The full basement offers excellent storage space, while the outdoor living area is perfect for relaxing, entertaining, or enjoying the peaceful surroundings. A great option for a primary home, weekend retreat, or investment property. $225,000

Property details

Beds
2
Baths
1
SqFt
896
Lot
Year built
1954
Type
Single Family
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Laminate, Tile, Wood

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,656/ month

Principal & interest
$1,393
Property tax (~1.05%)
$196
Homeowners insurance
$65
HOA dues

Down payment

$11,250 down · $213,750 financed

Income to qualify (28% rule)

~$70,971 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.