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John KurtzCharlotte · NC

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York · York, SC

4251 Acacia Road

York, SC · 2,323 sqft

$884,900

Reduced from $899,000

  • 3Beds
  • 2Baths
  • 2,323SqFt
  • 1976Year
  • 65Days on market

About this home

Rare opportunity to own a Lake Wylie waterfront home in South Carolina with flat, usable lake frontage, no HOA, and two private docks—a highly sought-after combination that is difficult to find.

Located on a wide, scenic stretch of Lake Wylie, this property offers long-range water views, excellent privacy, and direct access to one of the most desirable lakefront areas near the Charlotte region. Ideal for buyers searching Lake Wylie homes for sale with dock, waterfront property near Charlotte NC, or a buildable lakefront lot.

The main home features 2 bedrooms, 1 full bathroom, with a flexible layout including potential for two kitchens, making it perfect for renovation, Airbnb/short-term rental, or multi-generational living. The home is currently mid-renovation, giving buyers the ability to customize and add value.

A major highlight is the separate guest house (1 bed, 1 bath)—ideal for a guest suite, rental income property, pool house, or home office. This added structure creates strong appeal for buyers looking for income-producing waterfront property or additional living space.

The flat waterfront lot with easy walk-to-water access is perfect for outdoor living, entertaining, or building a custom luxury lake home. Whether you’re searching for a fixer-upper on Lake Wylie, a tear-down to build new construction, or a move-in ready lake investment property, this listing checks every box.

Don’t miss this chance to own a prime Lake Wylie waterfront property with endless potential.

Property details

Beds
3
Baths
2
SqFt
2,323
Lot
Year built
1976
Type
Single Family
Days on market
65
Garage
1
Style
Traditional
Heating
Oil
Cooling
Wall Unit(s)
Foundation
Crawl Space
Flooring
Brick

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,512/ month

Principal & interest
$5,480
Property tax (~1.05%)
$774
Homeowners insurance
$258
HOA dues

Down payment

$44,245 down · $840,655 financed

Income to qualify (28% rule)

~$279,121 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.