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John KurtzCharlotte · NC

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Denver · Denver, NC

4269 Legacy Drive

Denver, NC · 2,370 sqft

$465,000

  • 3Beds
  • 3Baths
  • 2,370SqFt
  • 2016Year
  • 3Days on market

About this home

Set on a beautiful premium lot surrounded on two sides by community green space, this ranch home in Covington at Lake Norman offers one of the most peaceful and private settings in the neighborhood. Mature arborvitaes create privacy in the backyard, while lush crepe myrtles in the front provide shade and exceptional curb appeal, making the outdoor setting feel just as intentional as the home itself.

Designed for effortless main-level living, this thoughtfully upgraded home features a spacious and functional layout with numerous builder enhancements, including additional windows for abundant natural light, hardwood flooring throughout the main level and upstairs, and a beautifully tiled primary shower. The generously sized primary suite offers a private retreat with a large dual vanity bath and an oversized walk-in closet designed for both comfort and convenience. A main-level guest suite positioned at the front of the home provides ideal separation for visitors, while the formal dining room offers flexibility as a dedicated home office, sitting room, or entertaining space.

The four-season patio creates the perfect extension of the living space, allowing you to enjoy North Carolina’s beautiful weather year-round while overlooking the private backyard and surrounding green space. Upstairs, you’ll find a spacious bonus room, a third bedroom, and a full bath—ideal for guests, recreation, or multigenerational living. The walk-in attic offers more storage than expected, making organization easy without sacrificing living space.

Located in the highly sought-after Covington community in Denver, residents enjoy close proximity to Lake Norman, with the nearest public boat ramp just over a mile away and community boat storage available for added convenience. The Ridge section of the neighborhood is especially loved for its walkability, featuring gently sloping sidewalks, plus access to community amenities including a pool and clubhouse. This is a rare opportunity to own a home that blends privacy, flexibility, and the sought-after Lake Norman lifestyle.

Property details

Beds
3
Baths
3
SqFt
2,370
Lot
Year built
2016
Type
Single Family
Days on market
3
Garage
2
Style
Ranch
Heating
Central, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Hardwood, Tile, Wood
HOA dues
$210 / qtr

Features

  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,492/ month

Principal & interest
$2,879
Property tax (~1.05%)
$406
Homeowners insurance
$135
HOA dues
$70

Down payment

$23,250 down · $441,750 financed

Income to qualify (28% rule)

~$149,673 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.