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John KurtzCharlotte · NC

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Forest City · Forest City, NC

427 Georgia Avenue

Forest City, NC · 3,654 sqft

$464,900

Reduced from $474,900

  • 4Beds
  • 3Baths
  • 3,654SqFt
  • 1978Year
  • 12Days on market

About this home

Tucked away on 1.19 private acres in a quiet cul-de-sac, this spacious brick home offers the perfect blend of comfort, character, and convenience. Located just minutes from downtown Forest City, you will enjoy easy access to local pubs, restaurants, shopping, and community events while still coming home to a peaceful, wooded setting. Inside, the main level features a large kitchen with a dining area, a formal dining room, and an inviting great room centered around a cozy wood-burning fireplace. The primary suite offers a walk-in closet and private bath, while on the main level, you will find two additional bedrooms and a full bathroom, providing comfortable space for family and guests. The lower-level apartment area creates endless possibilities for multi-generational living, guest accommodations, or entertaining. This versatile space includes a bedroom, bathroom, a den with a wood-burning fireplace, a billiard/entertainment room, and a dedicated storage area, offering ample space for hobbies, seasonal items, or extra organization. Outdoor living is just as impressive with a huge 672-square-foot deck overlooking the beautiful natural surroundings—perfect for relaxing, grilling, or hosting friends and family. A garage provides additional storage and convenience. With easy access to Charlotte, Spartanburg, and Asheville, commuting and weekend getaways are a breeze. This property delivers small-town charm with big-city accessibility—don’t miss your opportunity to make it yours!

Property details

Beds
4
Baths
3
SqFt
3,654
Lot
Year built
1978
Type
Single Family
Days on market
12
Garage
2
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Laminate, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,421/ month

Principal & interest
$2,879
Property tax (~1.05%)
$406
Homeowners insurance
$135
HOA dues

Down payment

$23,245 down · $441,655 financed

Income to qualify (28% rule)

~$146,642 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.