Bakersville · Bakersville, NC
427 Johnson Cemetery Road
Bakersville, NC · 864 sqft
$250,000
Reduced from $350,000
- 2Beds
- 1Baths
- 864SqFt
- 1965Year
- 344Days on market
About this home
This charming cottage has been completely restored, preserving its original beauty while adding modern comforts. Renovations include new wiring, insulation, plumbing, drywall, and stunning tongue-and-groove hickory floors. The home features two spacious bedrooms with large closets, a generous bathroom, and a mudroom with laundry hookup and exterior access. The open galley kitchen, living, and dining areas feel bright and airy. A gas furnace and central air ensure year-round comfort. Perched above the Toe River, the property boasts breathtaking views, historic stacked stone walls, and a unique rock formation. Ideal as a weekend getaway or Airbnb rental! Home and property did not suffer any damage during Hurricane Helene. Property sits well above Helene flood level and is not in a flood zone. Sellers will consider 1 year owner financing with accepted offer.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 864
- Lot
- —
- Year built
- 1965
- Type
- Single Family
- Days on market
- 344
- Style
- Cottage
- Heating
- Central, Forced Air, Propane
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Wood
- View
- Water
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,839/ month
- Principal & interest
- $1,548
- Property tax (~1.05%)
- $218
- Homeowners insurance
- $72
- HOA dues
- —
Down payment
$12,500 down · $237,500 financed
Income to qualify (28% rule)
~$78,856 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.