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John KurtzCharlotte · NC

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Bakersville · Bakersville, NC

427 Johnson Cemetery Road

Bakersville, NC · 864 sqft

$250,000

Reduced from $350,000

  • 2Beds
  • 1Baths
  • 864SqFt
  • 1965Year
  • 344Days on market

About this home

This charming cottage has been completely restored, preserving its original beauty while adding modern comforts. Renovations include new wiring, insulation, plumbing, drywall, and stunning tongue-and-groove hickory floors. The home features two spacious bedrooms with large closets, a generous bathroom, and a mudroom with laundry hookup and exterior access. The open galley kitchen, living, and dining areas feel bright and airy. A gas furnace and central air ensure year-round comfort. Perched above the Toe River, the property boasts breathtaking views, historic stacked stone walls, and a unique rock formation. Ideal as a weekend getaway or Airbnb rental! Home and property did not suffer any damage during Hurricane Helene. Property sits well above Helene flood level and is not in a flood zone. Sellers will consider 1 year owner financing with accepted offer.

Property details

Beds
2
Baths
1
SqFt
864
Lot
Year built
1965
Type
Single Family
Days on market
344
Style
Cottage
Heating
Central, Forced Air, Propane
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Wood
View
Water

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,548
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,500 down · $237,500 financed

Income to qualify (28% rule)

~$78,856 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.