Cherryville · Cherryville, NC
427 W Ballard Street
Cherryville, NC · 1,231 sqft
$264,000
Reduced from $285,000
- 3Beds
- 2Baths
- 1,231SqFt
- 2026Year
- 66Days on market
About this home
Beautifully crafted new construction home just minutes from downtown Cherryville. This thoughtfully designed property showcases quality craftsmanship throughout, featuring custom accent walls and a bright, open-concept layout.
The stylish kitchen offers a spacious peninsula, modern finishes, and plenty of room for entertaining. The inviting living room is highlighted by a sleek fireplace, creating a warm and welcoming atmosphere.
Enjoy privacy in the backyard along with a deck perfect for relaxing or hosting gatherings. This home combines comfort, style, and convenience in an ideal location.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,231
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 66
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,943/ month
- Principal & interest
- $1,635
- Property tax (~1.05%)
- $231
- Homeowners insurance
- $77
- HOA dues
- —
Down payment
$13,200 down · $250,800 financed
Income to qualify (28% rule)
~$83,272 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.