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John KurtzCharlotte · NC

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Cramerton · Cramerton, NC

428 15th Street

Cramerton, NC · 1,526 sqft

$349,900

  • 4Beds
  • 1Baths
  • 1,526SqFt
  • 1918Year
  • 4Days on market

About this home

1900s Character Meets Modern Luxury in Cramerton. ?If you love the timeless character of a historic 1900s home but crave the peace of mind that comes with new construction, this is the one. Located in the highly desirable "New Town" community of Cramerton, this stunning bungalow has been beautifully updated from top to bottom and includes a detached ADU. (Accessory Dwelling Unit) The Main House: (4 BR, 1 BA | 1,526 Sq Ft) Has original heart pine floors that have been meticulously refinished and brought back to life throughout. Brand-new kitchen featuring 42-inch soft-close cabinets, elegant granite countertops, and stainless steel appliances. Fully updated bathroom boasting a double vanity and custom tile flooring. All the bedrooms are large and spacious. This house would be the perfect setup for 2 remote workers, or if you have an in home business. One bedroom has its own private entrance. System Upgrades: Fully re-wired with a new 200-amp panel, all-new plumbing to the street/sewer, vinyl windows, fully serviced high-efficiency HVAC, and a partially fenced backyard. ?The Bonus ADU Cottage: (1 BR, 1 BA | 552 Sq Ft) A legal, conforming detached guest house ready for your vision and investment! I spoke with the town of Cramerton, you just need to apply for your permit and it can be remodeled with no issues. It shares water with the main house, but has its own Address, (428 A) electric meter, and sewer. Use now as a shed, storage, or 3 season room. If you are savvy it has the potential as a future "house hack," a short-term Airbnb, a long-term rental, an in-law suite, or the ultimate home office, the possibilities are endless. Once completed this ADU could be a real gem and money maker! This property has one of the larger houses and lots in Cramerton. Its also less than 1 mile to downtown Cramerton, Goat island, and the Riverfront. Convenient to the interstate, Belmont, McAdenville, Charlotte, shopping and restaurants. Schedule your viewing today!

Property details

Beds
4
Baths
1
SqFt
1,526
Lot
Year built
1918
Type
Single Family
Days on market
4
Style
Bungalow
Heating
Natural Gas
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Wood

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,575/ month

Principal & interest
$2,167
Property tax (~1.05%)
$306
Homeowners insurance
$102
HOA dues

Down payment

$17,495 down · $332,405 financed

Income to qualify (28% rule)

~$110,367 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.