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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

428 Guilford Road

Rock Hill, SC · 2,855 sqft

$510,000

Reduced from $550,000

  • 4Beds
  • 3Baths
  • 2,855SqFt
  • 1977Year
  • 37Days on market

About this home

Welcome to your private retreat in the heart of the established Heathwood subdivision. Nestled on a generous 0.65-acre lot, this home offers classic charm and outdoor serenity, featuring mature landscaping with two signature bay trees and direct access to a peaceful creek in the backyard. Inside, the warmth of Appalachian hardwood floors leads you through a thoughtful layout, including a cozy den anchored by a gas fireplace and custom built-ins. The eat-in kitchen has a gas line already in place for those who prefer a gas range. Hosting is effortless with a formal dining room and the added convenience of a bedroom on the main level. The primary suite serves as a true escape with dual closets for ample storage. Step outside to the impressive two-tier deck, perfect for entertaining within the security of a fully fenced backyard. With updated electrical, a 2-10 home warranty included, and extra storage available in both the attached area and the detached building, this home is as practical as it is beautiful.

Property details

Beds
4
Baths
3
SqFt
2,855
Lot
Year built
1977
Type
Single Family
Days on market
37
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$50 / yr

Features

  • Attic Other
  • Entrance Foyer
  • Kitchen Island
  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,757/ month

Principal & interest
$3,158
Property tax (~1.05%)
$446
Homeowners insurance
$148
HOA dues
$4

Down payment

$25,500 down · $484,500 financed

Income to qualify (28% rule)

~$161,046 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.