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John KurtzCharlotte · NC

Lancaster · Lancaster, SC

431 Derbyshire Street

Lancaster, SC · 1,749 sqft

$289,990

  • 4Beds
  • 2.5Baths
  • 1,749SqFt
  • 2026Year
  • 40Days on market

About this home

Step into comfort and charm at Basildon, Lancaster's premier new home community, where convenience and affordability come together. Take advantage of incentive program that can you save up to $10,000 on select upgrades. This to-be-built Sequoia floorplan offers modern living with a spacious great room, inviting dining area, and a large kitchen island, perfect for family gatherings. Beyond your doorstep, Basildon offers a welcoming lifestyle with amenities such as a dog park, playground, pickleball courts, and scenic walking trails. Located just 15 minutes from Indian Land, SC and a short drive to Waxhaw, NC, you’ll enjoy easy access to charming shops, local dining, parks, entertainment, and historic downtown experiences.

Property details

Beds
4
Baths
2.5
SqFt
1,749
Lot
Year built
2026
Type
Single Family
Days on market
40
Garage
2
Style
Traditional, Transitional
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$70 / mo

Features

  • Cable Prewire
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,204/ month

Principal & interest
$1,795
Property tax (~1.05%)
$253
Homeowners insurance
$84
HOA dues
$70

Down payment

$14,499 down · $275,490 financed

Income to qualify (28% rule)

~$94,470 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.