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John KurtzCharlotte · NC

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Shelby · Shelby, NC

431 N Main Street

Shelby, NC · 2,292 sqft

$335,000

Reduced from $350,000

  • 3Beds
  • 2.5Baths
  • 2,292SqFt
  • 1973Year
  • 56Days on market

About this home

Welcome to this charming Main Street brick ranch home in the heart of Boiling Springs, NC! Offering 3 bedrooms, 2.5 bathrooms, and approximately 2,300 square feet, this home combines classic character with plenty of space to make your own. With several flex spaces, an office area, formal living and family room, the possibilities are endless if space is your priority. Situated on a desirable corner lot spanning nearly 2 acres, the property features a workshop and a flat, spacious backyard, perfect for outdoor entertaining, gardening, or simply enjoying the peaceful surroundings. With its solid brick construction, generous lot, and unbeatable location, this property is full of potential. Sidewalk access leads you right into town, making it easy to enjoy local shops, dining, and community events. A short walk or golf cart ride to Gardner-Webb University! A rare find! Schedule your showing today!

Property details

Beds
3
Baths
2.5
SqFt
2,292
Lot
Year built
1973
Type
Single Family
Days on market
56
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,465/ month

Principal & interest
$2,074
Property tax (~1.05%)
$293
Homeowners insurance
$97
HOA dues

Down payment

$16,750 down · $318,250 financed

Income to qualify (28% rule)

~$105,668 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.