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John KurtzCharlotte · NC

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Locust · Locust, NC

431 Whispering Hills Drive #154bp

Locust, NC · 1,847 sqft

$370,900

  • 3Beds
  • 2Baths
  • 1,847SqFt
  • 2026Year
  • 1Days on market

About this home

Proposed Semi-Custom Construction in Locust, NC! The Montcrest offers flexible living with 1,836–3,073 sq. ft., 3–6 bedrooms, and 2–4.5 baths—perfect for a variety of household needs. This thoughtfully designed floor plan includes a formal dining room, butler’s pantry, and a designer kitchen with upgraded features flowing into a spacious great room. The first-floor primary suite boasts a luxurious bath and large walk-in closet. A covered lanai extends your living space outdoors, while a versatile third bedroom can serve as a home office. Customize with an optional second-floor bonus room, loft, or additional bed/bath. Located in Whispering Hills—one of the Charlotte metro’s fastest-growing communities—just minutes from Locust’s town center with shopping, dining, medical offices, and recreation nearby. Enjoy quick access to Charlotte, Concord, and more. Community features include a future pool (2026), playgrounds, green space, and large homesites with 3-car garage options.

Property details

Beds
3
Baths
2
SqFt
1,847
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Style
Ranch
Heating
Central, Electric, Forced Air, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Vinyl
HOA dues
$333 / yr

Features

  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,757/ month

Principal & interest
$2,297
Property tax (~1.05%)
$324
Homeowners insurance
$108
HOA dues
$27

Down payment

$18,545 down · $352,355 financed

Income to qualify (28% rule)

~$118,181 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.