Locust · Locust, NC
431 Whispering Hills Drive #154bp
Locust, NC · 1,847 sqft
$370,900
- 3Beds
- 2Baths
- 1,847SqFt
- 2026Year
- 1Days on market
About this home
Proposed Semi-Custom Construction in Locust, NC! The Montcrest offers flexible living with 1,836–3,073 sq. ft., 3–6 bedrooms, and 2–4.5 baths—perfect for a variety of household needs. This thoughtfully designed floor plan includes a formal dining room, butler’s pantry, and a designer kitchen with upgraded features flowing into a spacious great room. The first-floor primary suite boasts a luxurious bath and large walk-in closet. A covered lanai extends your living space outdoors, while a versatile third bedroom can serve as a home office. Customize with an optional second-floor bonus room, loft, or additional bed/bath. Located in Whispering Hills—one of the Charlotte metro’s fastest-growing communities—just minutes from Locust’s town center with shopping, dining, medical offices, and recreation nearby. Enjoy quick access to Charlotte, Concord, and more. Community features include a future pool (2026), playgrounds, green space, and large homesites with 3-car garage options.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,847
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Ranch
- Heating
- Central, Electric, Forced Air, Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Vinyl
- HOA dues
- $333 / yr
Features
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,757/ month
- Principal & interest
- $2,297
- Property tax (~1.05%)
- $324
- Homeowners insurance
- $108
- HOA dues
- $27
Down payment
$18,545 down · $352,355 financed
Income to qualify (28% rule)
~$118,181 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.