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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

435 S Tryon Street #301

Charlotte, NC · 3,976 sqft

$1,999,999

Reduced from $2,325,000

  • 4Beds
  • 3.5Baths
  • 3,976SqFt
  • 2002Year
  • 204Days on market

About this home

Welcome to Residence 301 at The Ratcliffe—an iconic expression of luxury living in the heart of Uptown Charlotte. Spanning nearly 4,000 square feet, this two-story residence has been fully reimagined through a high-end renovation that leaves no detail untouched. Timeless elegance meets modern sophistication with features like soaring 19-foot ceilings, brand new designer lighting, spa-inspired bathrooms, and wide-plank hardwood floors throughout. The home boasts two expansive primary suites—one on each level—each accompanied by a sun-drenched flex room overlooking The Green, perfect for a home office, fitness space, or quiet retreat. A spacious loft with wet bar offers the ideal setting for entertaining, relaxing, or creating a media lounge or game room. The fully renovated gourmet kitchen is a chef’s dream, complete with top-tier appliances, a breakfast bar, built-in wine fridge, and a striking custom wine storage wall. Step out onto the large private terrace to take in panoramic skyline views, lush park scenery below, and unforgettable sunsets. Living at The Ratcliffe also means enjoying the convenience of 24-hour security, on-site property management, and direct access to the Overstreet Mall and Charlotte’s skywalk system—seamlessly connecting you to gyms, shops, dining, hotels, and more. Just steps from Bank of America Stadium, Spectrum Center, Knight Theatre, and the city’s best cultural and culinary destinations, Residence 301 isn’t just a home—it’s a statement of luxury, legacy, and location.--

Property details

Beds
4
Baths
3.5
SqFt
3,976
Lot
Year built
2002
Type
Condo
Days on market
204
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Other - See Remarks
Flooring
Tile, Wood
View
City, Year Round
HOA dues
$2,145 / mo

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$16,864/ month

Principal & interest
$12,386
Property tax (~1.05%)
$1,750
Homeowners insurance
$583
HOA dues
$2,145

Down payment

$99,999 down · $1,899,999 financed

Income to qualify (28% rule)

~$722,781 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.