Charlotte · Charlotte, NC
435 S Tryon Street #301
Charlotte, NC · 3,976 sqft
$1,999,999
Reduced from $2,325,000
- 4Beds
- 3.5Baths
- 3,976SqFt
- 2002Year
- 204Days on market
About this home
Welcome to Residence 301 at The Ratcliffe—an iconic expression of luxury living in the heart of Uptown Charlotte. Spanning nearly 4,000 square feet, this two-story residence has been fully reimagined through a high-end renovation that leaves no detail untouched. Timeless elegance meets modern sophistication with features like soaring 19-foot ceilings, brand new designer lighting, spa-inspired bathrooms, and wide-plank hardwood floors throughout. The home boasts two expansive primary suites—one on each level—each accompanied by a sun-drenched flex room overlooking The Green, perfect for a home office, fitness space, or quiet retreat. A spacious loft with wet bar offers the ideal setting for entertaining, relaxing, or creating a media lounge or game room. The fully renovated gourmet kitchen is a chef’s dream, complete with top-tier appliances, a breakfast bar, built-in wine fridge, and a striking custom wine storage wall. Step out onto the large private terrace to take in panoramic skyline views, lush park scenery below, and unforgettable sunsets. Living at The Ratcliffe also means enjoying the convenience of 24-hour security, on-site property management, and direct access to the Overstreet Mall and Charlotte’s skywalk system—seamlessly connecting you to gyms, shops, dining, hotels, and more. Just steps from Bank of America Stadium, Spectrum Center, Knight Theatre, and the city’s best cultural and culinary destinations, Residence 301 isn’t just a home—it’s a statement of luxury, legacy, and location.--
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,976
- Lot
- —
- Year built
- 2002
- Type
- Condo
- Days on market
- 204
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Other - See Remarks
- Flooring
- Tile, Wood
- View
- City, Year Round
- HOA dues
- $2,145 / mo
Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$16,864/ month
- Principal & interest
- $12,386
- Property tax (~1.05%)
- $1,750
- Homeowners insurance
- $583
- HOA dues
- $2,145
Down payment
$99,999 down · $1,899,999 financed
Income to qualify (28% rule)
~$722,781 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


