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John KurtzCharlotte · NC

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Lake Junaluska · Lake Junaluska, NC

436 Crum Drive

Lake Junaluska, NC · 1,692 sqft

$450,000

Reduced from $495,900

  • 4Beds
  • 2Baths
  • 1,692SqFt
  • 1974Year
  • 61Days on market

About this home

Nestled in the sought-after Lake Junaluska Assembly, this charming mountain retreat offers the perfect blend of privacy, character, and seasonal lake views. Set on a gently sloping, wooded lot, this 4-bedroom, 2-bath home invites you to experience peaceful living surrounded by nature.

Step inside to a warm and inviting interior featuring vaulted ceilings, rich wood finishes, and expansive windows that bring the outdoors in. The spacious living area is centered around a cozy wood-burning fireplace, creating the perfect setting for relaxing evenings. The home’s thoughtful layout includes a main-level living space plus a finished basement, offering flexibility for guests, and hobbies.

Enjoy the beauty of the mountains from multiple outdoor spaces, including a covered front porch, side porch, and a screened porch, ideal for morning coffee or evening gatherings. In the winter months, take in stunning views of the lake and surrounding mountains.

Whether you’re searching for a full-time residence, mountain getaway, or investment opportunity, this home offers timeless appeal in one of Western North Carolina’s most beloved lake communities.

Property details

Beds
4
Baths
2
SqFt
1,692
Lot
Year built
1974
Type
Single Family
Days on market
61
Heating
Heat Pump
Cooling
Heat Pump, Multi Units
Foundation
Basement
Flooring
Carpet, Tile, Vinyl
View
Mountain(s), Water, Winter
HOA dues
$1,088 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,402/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$90

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$145,827 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.